Financial Stress of Working Students

AUTHOR(S)

DR. PERLA E. VELASCO

ABSTRACT

—— This study which was all about the financial stress of working students in Jose Rizal Memorial State University- Dipolog City Campus during the calendar 2023-2024 aimed to determine the effects of financial stress towards the physical, mental, social and psychological health condition of the identified respondents. A quantitative method utilizing self-made questionnaire was employed using the statistically tools weighted mean, percentile, frequency count and chi-square computation. Results revealed that majority of respondents were female, financially disadvantaged and living with their employers/guardians. Further, the positive motivation experienced was considered as driving force for them to go on with their studying. Additionally, most of the determinants implied lesser financial stress experience while the rest of those had and implication of often experienced. However, despite the various challenges it brought about, still their physical, mental, social and psychological conditions remained stable and well managed. Further, the working students would remain optimistic in facing obstacles with determination, persist through difficulties, and stay focused towards their studies. Keep the balance between time for work and studies then stay fit physically, mentally, socially and psychologically. The positive discipline techniques applied by employers, family members and teachers shall be continued as fundamental tools to encourage positive behaviour. Parents must continuously find ways and means to earn for a living to financially support the needs of their children and guide their children providing special time in monitoring, visiting and keep in touch that would make them feel valued. Finally school administrators and faculty are encouraged to arrange plans and programs to fit in the special needs of working students. Keywords — Financial Stress, Physical, Mental, Social & Psychological Conditions